Embracing Frugal Living - a Pathway to Financial Freedom and Sustainable Happiness

My frugal life began with my parents who did it tough for a long time. I learnt from them and am very good at managing money. I try not to waste and do manage to save a little every month. I'm happy to not be wasteful.

Good morning from Australia am totally into frugual living

I have lost my home all my money am 55 rent government home live of disability i have second hand furnityre and investment account in bank were i receive a good monthly intrest i have chosen this life style of fruguality now all i need is peace now

Fruvuality is a competitive game to me age 55

It good to be frugual and have savings if an optucak or dental bill comes i can pay it if couch brakes i can go buy another couch one less stress

If i need to do a legal will i can pay it

This is so true. I’ve found freedom on living frugally. Wish I’d known it sooner. Blessed!

I like your ideas behind this. I don't know how long I'm going to live, none of us do so want to make sure I can Afford to live to old age. I know my children will never have enough to help me so this year I have cut back, I use every drop in a bottle or jar etc. Impulse purchases get to me too. I kick myself but hey get back on the horse. Good luck.

Thank Margaret for this useful information.❤🌻

Hi Margaret
Great videos
Can you please give me your recipient for shepherds pie and toad in the hole.
Thank you 🙏

Margaret, I need very little.. I'm a simple person, who doesn't chase material wealth. I have a pension, social security and a part-time job, two days a week. But, rents here in the States are outrageous, and, so are prices of EVERYTHING. I don't have a home of my own and dtive a small, used car. I think your way of living is wonderful; I admire you. My nieces and nephews seem to be in a competition with each other for who has the best home, car, etc. It's tiring to me. TFS and lots of love. 🎃🍂🍁
Rosemarie 🧡

Hello Margaret, I'm trying to be frugal but had some impulse buys. This talk has actually encouraged me to be more aware of impulse buys. Thank you.

If you don’t mind you and your husband lived in the same town Dallas where we did and in TX , you had good job with your husband , real-estate in TX at this time was very cheap , how it happened that you lost everything in 2008 , my husband lost job too and I was sick at this time and didn’t make a lot of money, I am piano teacher and never make a lot of money and we survived , we always lived frugally , we immigrated from former Soviet Union in 1989 without anything and owned $2000 for our tickets and had two children , when we came in Dallas we bought nice house 2045 sqf , we lost nothing . What kind of house you had and car , my husband and I always lived , what if the situation will be and we will loose job , we had been in this situation tree times and we survived and now we came to our retirement in very good shape and sometimes I need to remind myself if I thing it is too expensive or I don’t need it that I am rich and I can have anything I want , but I still will not buy very expensive things always looking for bargain, not because I don’t can just because I used too, a lot of cosmetic I buy it Dollar Tree for dollar , TJM and Ross my store for closing and I always get compliments on my looks

Buying food with care to avoid waste can be helpful and also keeps you eating g fresh. Great topic!

Thrift stores are a total blessing. Especially when they have 50% off days. Almost everything at my house is from thrift stores. It's all vintage, nice and inexpensive. I also bought a used car years ago, but it still runs well and I hope it can last for quite a while. I combine all trips to save gas. Here in the States, especially in the suburbs, public transportation isn't as developed as it is in Europe.

Like you margaret i live in one room flat and try to live off my pension. I recently sold a house so have some savings for the future however long it will be.

Thank you Margaret, being creative is so important. You can make yourself delicious, nutritious soups and meals from scratch instead of unhealthy processed foods, and save a lot in the process. My Gran used to say you need less food when you're older, which is true. No need for unhealthy sugary foods. We are also the generation that learned to knit and sew, so we have nice inexpensive and rewarding hobbies. I get most of my clothes from charity shops, which are AMAZING, and because I can sew, if it's too big I can usually alter it to fit.Being retired, you have the time to be more resourceful. Young people need to be taught these skills, to help end the ridiculous over-consumption that is destroying our health and our planet. And....grow some of your own fruit and veg if you can!

Love the video - thanks

I don’t see the link you promised. Thank you

Being resourceful is a lifesaver, also be kind to ourselves when we get the impulse purchase bug or consumer comparison bug.

I agree!!! There is nothing more freeing than being able to live within your means. Debt is like having chains holding you down.

Aaah 🤗 nothing like retail therapy but times are much tighter. Almost as if I am back in my childhood days difficult but I've learned to be happier than then. It helps to hear others also plan & cope.
Prayers to all to find happiness

I became frugal when I retired on a basic pension. I opened another bank account where I put 10% of pension every week. I have never missed it is amazing how it builds up. This is what pays for treats, for me and others. Also trips. I never use credit. If you can't resist ghe temptation cut up your cards. You can live without them. I never spend more than what comes in because I can't and never pay full price. My one regret is I didn't practice so called frugal living when I was working and earning a good income. I never saved a penny.

Love this video!

Loce the video and totally see eye to eye with you, being 61 old without a job and living on my savings for another 4 years before official retirement. By the way, I live in Switzerland too...and life is everything but cheap. Maybe I can join your community ???

You are a treasure

I love your room! It is so organized and cozy. You have everything you need!

The wisest thought that is in everyone's minds today is to invest in different income flows that do not depend on the government, especially with the current economic crisis around the world.Retirement doesn't come with a specific requirement, people need to understand that having a right retirement plan is ideal and can help build a financial fortitude. Also, having a financial counsellor that will guide you through every process would be good, not just any expert but a very good one!

Enjoyed your video😊

What a wise and thought provoking video, thank you. You are so right - whatever our age and stage in life we have lessons to learn in ‘frugal’ living

Hi how are u .lov u love your stories and your channal sixty pretty and free. ❤ .ajoy and pleasure to watch lov.from uk 🇬🇧 take care❤❤❤❤❤

Fun to be frugal, so true! It becomes a second nature.

Hi
Tell me you live in Australia and havent found anyone yet!

I'm still learning how to not over spend or do stupid things like go out and gamble. The clubs always win. Sure I have won a lot, yet I know I have lost more !
I just returned from Mexico, and had a wonderful time. It was funny talking with people on the tour bus, I would say I really don't need anything. I bought a Frida Kahli pair of shoes and a shawl that I will turn into a table cloth. I like the dual- purpose. I bought 2 silver cheap rings, but they give me joy. Mostly the people I met were great. Because I can speak Spanish so talking with people from different regions of Mexico was informative. I got over my fear of going to Mexico, and I went on a tour. I felt safer as a woman alone. 🎉❤

Excellent video!!! ❤

That 2008 crash was a “killer!” But it forced me to get completely out of debt and retire early! ❤

I discovered that my overspending was a subconscious way to connect with people. …. Now I go to the library and BORROW magazines, books, movies and music. Plus I get to say “hello” to my library family! ❤

I Love you ❤

I've lived well for most of my adult life having nice housing, nice cars, beautiful clothes and beautiful jewelry. But like you said there comes a time when is enough enough? I began to downsize years ago then minimalizing followed suite. I think it's just the natural course of things. So I agree that frugal living is doable. At this stage of my life I have no need to "possess to excess". Been there done that. I dress nicely every day and enjoy wearing my beautiful jewelry. Frugalism is a mind set, a shift in our perception. Thanks for all your wisdom Margaret.

Hi Margaret,
Like you, I made a choice to leave my nice home to renting many years ago. I have not owned my own personal car since 2011. For many years, I rode my bike, used public transportation, shared a car. I have taken staycations, done camping, though not lavish vacations, I loved the unique experiences. I love being creative in creating experiences that were unique. One of most enjoyable experiences I did was, taking my bike aboard Amtrak and traveling to Chicago and biking around a big city. I love adventures at low costs. We have biked on bike trails to quaint, small college town and stayed at an Airbnb and visited a university observatory. There are so many ideas on how to travel on a budget.

I have embraced frugal living too, actually it becomes a hobby. Look for best deals, go thrifting, don’t waste. Make it pleasant, look ahead, try to prepare, live simply. Enjoy what you have. Thanks Margaret. There are good days ahead.😊😊😊

Oh Margaret, you are always so on point! I have been a mindful frugal prepper for more that fifty years. My parents survived two World Wars in the UK. The only piece of 'furniture' they started married life with, was one wooden orange box. Over years of simple frugal living, they became wealthy, in many ways, not, just financially. I am so grateful for all the skills my parents taught me, that are so useful, even now, in my mid-seventies. I live in a bungalow owned my daughter in the Pacific Northwest, near the Canadian border. I have a small vintage RV I renovated for local overnight trips. I enjoy Wa. State Ferry trips, to explore natural beauty. This year, I plan to grow more of my own veggies. I shop at Grocery Outlet stores, and look for items from 'REDUCED' bins, use some now and dehydrate the rest. I keep a large pantry full to avoid impulse purchases. Just about everything else, I buy used from a couple of thrift stores that support my favourite charities which allows me to pay for petrol. I volunteer at a thrift store that helps animals, and joined the local museum which has many free events and concerts. I am surprised to learn we have similar values. My biggest challenge in living alone is to always dress well and look my best, and tidy my boxes. I like to ride my electric bike, and have so many beautiful clothes so no excuse, but I do need to sort my books to take to the used book store. Sometimes, it is easier to start projects than finish them. Days out and picnics with my family are my favourite ways to spend time. Living life in harmony with my values is a priority, and making sure I leave little for my daughter to deal with when I am nolonger here is also important. I need to work on Family History, and organizing photos, writing and leaving a legacy balanced with living joyfully and being grateful.

Thank you Margaret, you add happiness to my days!

My needs and wants are few. Guess I have always been frugal since I was raised by parents who had to be frugal as they didn’t have a lot of money.

I really appreciate your wisdom and vulnerability in sharing your life experiences, I’m sure you are helping so many of us who are challenged with fixed or limited income. Thank you so very much!!!

They should do something about the rents in The States

I have been on this frugal journey for most of my life out of necessity and now it is just a way of life. The adventure to stay within your means and have no one realize that you are working on a limited budget is the reward. Everyone has ideas and experiences that will help us all. Thank you.

Please do more videos on this subject

Margaret I thought I was the only one who had a obsession for lipsticks

Love your top! I am choosing to live frugally. It is hard. I am reducing waste and checking my spending habits all the time. I plan on working part time until I am 67 and then working maybe 30 hours per week after that. I don’t like to think about it. I want to stay in the present so that I don’t miss any opportunities sent my way.