Tax Considerations in Mutual Fund Investments: What Every Investor Needs to Know!

55 лет назад

70 Просмотров

Tax Considerations in Mutual Fund Investments: What Every Investor Needs to Know!
Did you know that the returns on your mutual fund investments are subject to different tax treatments? Understanding these tax rules can help you maximize your profits:
Equity Funds: Gains held for less than a year are taxed at 15% (Short-Term Capital Gains), while gains held for over a year enjoy Long-Term Capital Gains at 10% (if exceeding ₹1 lakh in a year).
Debt Funds: Short-term gains (less than 3 years) are added to your income and taxed per your income slab. For long-term, a 20% tax rate with indexation benefits applies.
Dividends: Dividends are taxed as per your income tax slab, post the abolition of DDT (Dividend Distribution Tax).
SIP Taxation: Each SIP installment is treated as a fresh investment, and the respective holding period applies for tax calculation.
Tax-Saving Funds: ELSS (Equity Linked Savings Scheme) comes with the dual benefit of wealth creation and tax savings under Section 80C.
https://blog.hibhanutalks.com/tax-implications-of-mutual-funds/
#MutualFunds #TaxPlanning #InvestmentStrategy #CapitalGains #FinancialAwareness #WealthManagement #TaxEfficiency #InvestSmart
Consult with your financial advisor or tax expert to optimize your mutual fund portfolio. Got questions on tax implications? Drop them in the comments!

Also connect with us on👇
📷Instagram: https://www.instagram.com/hibhanu_talks/
📱Facebook: https://www.facebook.com/hibhanutalks

Thanks for watching..
HiBhanu_talks

Тэги: