Coming up on September 11th !!!
An incredible 30 Minutes Episode
As Michele Ferrario(CEO of StashAway) joins Laksh Gangwani (Founder of DigiJanus) #InTheGrill.
As they dive deep into the world of digital wealth management and the future of fintech, specifically discussing
#Southeast Asia's Fintech Boom: The rapid growth of digital platforms in the region and whether there's truly an early mover advantage.
Scaling Across Markets: Key learning from StashAway's expansion into 5 different regulated markets.
Fintech vs. Traditional Startups: How fintech startups differ from other tech ventures.
Race to Zero?: a quick debate on whether retail wealth management is becoming a race to the bottom on fees, and how some banks are pivoting to one-time fee models.
Pioneering Challenges: As Singapore's first robo-advisor, StashAway faced unique hurdles. Michele revealed one that new entrants no longer encounter.
Adapting to Uncertainty: We discussed how growth strategies and investor conversations have evolved in the current economic climate.
Crystal Ball Predictions:
- The impact of $70 trillion in wealth transfer on the industry
- Will banks' "Wealth Continuum" efforts succeed?
- One trend that could disrupt wealth management
Fintech's Missed Opportunities: Michele highlighted 2-3 areas where fintechs have fallen short in recent years.
Competing with Banks: We explored why fintechs haven't overtaken traditional banks in wealth management and how StashAway plans to compete as banks improve their digital offerings.
The Future of Retail Wealth Management: Is a purely digital proposition viable?
Needless to say we grilled Michele alot :)
00:00 Episode opener
01:28 Intro to the series and Michele
02:48 What are your thoughts on Mushrooming of Digital platforms in SE Asia
04:35 Is there an Early Mover advantage ?
05:36 One learning from growing in 5 different regulated markets
07:18 How different Fintechs are as compared to any other start-ups ?
08:49 Do you think Retail Wealth Management is now a race to Zero
11:07 banks saying onetime fees are better
13:16 As the first robo advisor in Singapore, what was one challenge you faced that no robo advisor faces today
14:35 How has your growth strategies changed given the uncertainties
16:28 How has the conversation changed with investors
17:19 2-3 Existential risks to B2C fintechs
18:51 Do you think we have a generation of entrepreneurs who are building enterprises based on burning cash rather than unit economics
20:35 Why haven't fintechs overtaken banks, when it comes to Wealth Management
23:11 What will Stashaway do when Banks offer a great digital experience
24:55 Is Digital proposition for retail wealth management not a feasible business ?
26:40 What are 2-3 things that fintechs have not done well in the last 5 years
29:50 The risks of running an advised based robo-advisor
33:05 Crystal Ball - Impact of 70 trillion wealth transfer on the industry
33:29 Crystal Ball - Will Wealth Continuum efforts work in Banks ?
34:15 Crystal Ball - One trend that could disrupt Wealth Management ?
35:29 One thing you would change in Wealth Management
#Fintech #WealthManagement #Entrepreneurship #DigitalTransformation #stashaway
#FintechBoom #WealthManagement #DigitalWealth #FintechVsBanks #StashAway #SoutheastAsiaFintech #DigitalTransformation #Entrepreneurship #RetailWealth #ScalingMarkets #FutureOfFintech #WealthTransfer #FintechChallenges #GrowthStrategies #MicheleFerrario #LakshGangwani #InTheGrill #RaceToZero #TechVsTradition #CompetingWithBanks #RoboAdvisor #FintechTrends
Тэги:
#Singapore #wealthtech #stashaway #ceo