HMO's vs. PPO's - MD Explains HOW to Pick a HEALTH INSURANCE Plan

What is a PPO? What is an HMO? What are the real differences between the two? Although an HMO may be cheaper than a PPO, you need to understand what you may potentially be giving up by choosing an HMO health insurance plan. In today's episode I go over the differences between HMO's and PPO's that even Insurance Brokers may not fully understand or explain to you. This is information you NEED to know when choosing a health insurance plan whether for yourself or even for your company.

Thank you for joining me on another episode of Baktari MD! Do you have a question regarding our healthcare system? Please leave your question in the comments below so I can make an episode about it. Also, I’d love to hear any suggestions you may have for future content.

00:00 Intro
01:31 HMO vs. PPO
10:19 The Pros and Cons to a PPO
12:43 The Downsides of an HMO
15:51 Hospital Care and Emergency Room Care with an HMO
24:22 Working with an Insurance Broker
26:49 Potential Downsides to a PPO to look out for

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Disclaimer: All information discussed or provided by Jonathan Baktari, M.D. (“Dr. Baktari”) and/or his affiliates/guests are for educational purposes only. The information discussed and provided is not a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical concern or condition. Never disregard professional medical advice or delay in seeking it because of any information discussed or provided by Dr. Baktari or his affiliates/guests! If you think you may have a medical emergency, call 911 immediately. All information concerning hospitals, physicians, insurers, and other healthcare-related companies is based on Dr. Baktari’s observations of the healthcare industry as a whole and do not reflect on any specific hospital, physician, insurer, or other healthcare-related company.

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