Prepare Your Finances! Ensure A Successful Home Loan Application | Private Property Podcast

EPISODE 126 | PREPARE YOUR FINANCES! ENSURE A SUCCESSFUL HOME LOAN APPLICATION WITH THESE EXPERT TIPS

You often hear experts talking about a budget, a great credit score, and finding a qualified agent to help you make the best property purchase. What exactly are the key elements to consider when securing a successful home loan application? In this episode, our expert will shed some light on some of the crucial steps and the necessary considerations for every first-time homebuyer. Are you ready for this informative episode, make sure you set your alarm and tune in at exactly 7pm!

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Guest Name – Barbara Mundell
Designation- Accountant & Tax Practitioner, Financial Planner, and Director
Guest Company Name: Barbara Mundell Consult
Website link: https://www.barbaramundell.co.za/about/barbara-mundell/
Linkedin: https://www.linkedin.com/in/barbara-mundell-cfp®



Chapters/Bookmarks

00:00 Show starts
00:41 Introduction by Zama
03:24 Question 1 - Take us through the first few things of finance when applying for your first home.
03:33 Answer 1 - Barbara Mundell
05:40 Question 2 - Debt vs Assets - What is the sweet spot?
06:10 Answer 2 - Barbara Mundell
08:33 Comment 1 - YouTube - Siphokazi Fikeni
09:25 Question 3 - How do we safeguard against bad credit scores?
10:16 Answer 3 - Barbara Mundell
12:57 Questions 4 - What to do with or avoid unplanned expenses when purchasing a new home/property?
13:04 Answer 4 - Barbara Mundell
17:18 Break
18:25 After the break with Zama
19:10 Question 5 - Some of the mistakes you've seen in the home loan application seen?
20:16 Answer 5 - Barbara Mundell
22:44 Comment 2 - Facebook
26:46 Comment 3 - Instagram
27:25 Question 6 - YT - Interest rate to be fixed
27:36 Answer 6 - Barbara Mundell
28:28 Comment 4 - Facebook - Credit score bad even after debt settled. What to do?
28:36 Answer Comment 6 - Barbara Mundell
30:46 Comment 5 - IG - How do I improve my finance and credit score as a teenager?
31:25 Answer Comment 5 - Barbara Mundell
32:13 Comment 6 - Facebook - What is the importance of keeping the installment as is?
32:28 Answer Comment 6 - Barbara Mundell
33:27 Comment 7 - Finance looks at 3 areas
36:16 Comment 8 - Can one get a tax number from outside the country?
36:20 Comment Answer - Barbara Mundell
36:45 Question 5 - How long does it take to get feedback from the seller once you get the OTP [Offer To Purchase]
36:55 Answer - Barbara Mundell
37:32 Comment 9 - YouTube - Credit card payments
37:45 Comment Answer 9 - Barbara Mundell
38:16 Comment 10 - Advice on a cash property purchase?
38:26 Answer Comment 10 - Barbara Mundell
39:51 Comment 11 - IG - Bond reject after settled debt? What to do?
40:12 Answer Comment 11 - Barbara Mundell
41:36 Final Tips - Barbara Mundell
42:00 Closing Remarks - Zama

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#private_property #private_property_south_africa #personal_finance #beautiful_houses_in_south_africa #4_bedroom_house #property_24 #houses_in_south_africa #zamantungwa_khumalo #houses_in_sandton #daily_podcast #episode #real_estate #Buying_Property #Trust #south_africa #barbara_mundell #Accountant_&_Tax_Practitioner #Financial_Planner #and_Director #otp #offer_to_purchase

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