Комментарии:
Stop borrowing money for useless degrees.
ОтветитьHow about Mary not qualify for a $30k loan if her expected future income is $30k/yr?
ОтветитьI was able to keep my debt super low. I applied to so many scholarships and grants and now only owe $4,500. I actually took out the last 1k because of this bill🤦♀️…now I owe all of it, but I am grateful I don’t have too much.
However, I’ve been struggling so much with finding a job. I’ve filled out so many applications and I’m about to just go back to bartending..I also had to move back in with family. Even though I did everything “right” and graduated with honors in both high school and college..if I could go back I’d let myself enjoy things a little more instead of focusing so heavily on perfect grades.
why not just give free college education? isn't education a right, or is that adage just lip service?
ОтветитьWhere is the message of, “Pay your bill. You owe it.”?
ОтветитьIronically everyone going to university a) supports rising costs due to demand and b) devalues having a degree in the first place.
ОтветитьThe plan sucks,Jim Crow Joe lies, he should have fought for forgiveness a promised during the election!
ОтветитьImagine if the borrowers were anything resembling responsible adults. With a 3 1/2 year pause on payments imagine how much principal could have been paid down just making half payments instead of trips to Cabo and new cars and big screen TV’s.
ОтветитьThey should just scrap interest on student loans.
ОтветитьSo this is, once again, not loan forgiveness. It is charging the taxpayers instead of the borrowers. They've just changed a few words and who is eligible. Sorry, but no. I paid for my education, I paid for my child's education. I shouldn't have to pay for the education of people who took out loans that they can't or don't want to pay off. What needs to be changed is a fair discussion with these kids of exactly what they are agreeing to and cheaper ways to get their education....and seriously lowering tuition costs.
ОтветитьI have a question about an already charged off loan that someone magically got re-opened March 2023 and is now current. Is that legal? Because I it seems illegal and is now messing with my credit score.
ОтветитьPay it back twice.Cancel the poor blanking students.
ОтветитьThere is a problem with "free" when it becomes a communist system.
I don't want the USA to become Venezuela😭😭
5% interest rate? Federal loans are 6-7% 😢
ОтветитьBecause of cost of higher education and because I finished my degree later in life, I still owe approximately $40,000 in student loans. I wanted a BSN in nursing and now at 58ish years old, wonder if it was worth the principle and interest of that BSN.
Ответитьbiden doesn't have the authority to forgive student loans. That authority rests solely with Congress. He knew that, but it sounded good to the suckers that borrowed the money, that voted for him, thinking Uncle Joe will fix it for us. Even if the loans are forgiven, that money still has to be repaid. The ones that borrowed the money will face ever increasing taxes on food, cars, homes, gas and electric, EVERYTHING, and not just the borrowers, but EVERY citizen in this country will be saddled with this debt. That why the ones that borrowed the money should be made to pay back every dime of it. It's their debt, not mine or anyone else's debt. THEIR DEBT!!!
ОтветитьFirst the Obama phone…Biden Bucks….next up the Bernie House.
ОтветитьInsane that it would be cheaper to literally just hit a reset button on everyone's debt instead of making them pay it all lol. Wow.
ОтветитьCollege is a waste of time 90% of the time
Ответитьtax payer will have to pay everything, another lawless president
ОтветитьSo we all go broke faster as we pile on more national debt to pay for this. Typical democrat thinking. The interest alone on the debt is a trillion dollars. It will keep growing until the dollar collapses and we end up like Venezuela. But that's ok because Biden gets to buy votes with it so he can stay in power. He'll be dead by the time it all collapses so what does he care.
ОтветитьThese income driven plans are a JOKE! Just 5% of discretionary funds??? That’s nothing! Why would anyone bother to pay back their loans if they qualify for this absurdly generous plan? As a taxpayer, this is disgusting.
Ответитьmeanwhile i am here in Saudi studying medicine for free God Bless Arabia
ОтветитьIt should have been interest-free from the start. Like almost any other debt, debtors should be able to negotiate lump-sum payments or settlements, claim bankruptcy or refinance their debt at any time. Interest rates dropped to bearly 2% during Covid. I would have LOVED to be able to refinance my debt then, but couldn't. Finally, let students shop for schools based on value-to-cost and let schools compete on those grounds and defend their value.
ОтветитьPay your loans.
ОтветитьAnything that can be changed by a pen can be changed by another pen. Imagine thinking you can take out 200k loan and only pay back 10k and get it all forgiven.
ОтветитьDo you see ? The root of why the democrats are in power is due to the Universities that spread their propaganda. Student loan for givenness is not about helping the students, it is about insuring that the Universities get their money, when the economy collapses and students are unable to pay, A transfer of the peoples money being diverted to these traitorous Universities.
ОтветитьSo not fair!!
ОтветитьAnother problem is that you are required to use your parents income as a basis for financial aid despite the fact that you might be 100% independent. This is until the age of 22. After that you can be considered independent.
ОтветитьWhat’s crazy is as of today the government is telling people to enroll in the income driven repayment plan so they can be eligible for forgiveness. No thank you!! I’m not moving off of my 10 year loan to have my balance start going up.
ОтветитьWhy not just not subsidize colleges and not guarantee loans so the colleges take risk
Then the gov won’t spend anything and colleges will lower their tuition costs
where is the application
ОтветитьYou should try being disabled for 10 year and still can't get the loans forgiven.
ОтветитьYep continue with your unconstitutional bail out for party animals and drive this country deeper in debt, real smart move, NOT!
ОтветитьThe government should forgive all interest at the very least and bar any company from charging interest for any student who successfully completes their degree.
ОтветитьWhy couldn't Chris be Chris?
ОтветитьHi, I’m Mary.
ОтветитьDam shame student got to pay back loan when young people fight all the wars and when USA gives billions to other countries free of charge like Israel 😢, then some countries have better education system like Germany France Sweden. This country got the dukes.
ОтветитьImagine being outraged that your country's leader has taken executive action to protect people from predatory lending practices...lol
ОтветитьTuitions are going up, just like housing prices are going up, because both are related to unearned money being dished out.
ОтветитьAnyone who thinks they should be paying the minimum possible monthly payment on a $30K loan is doing it wrong. And yes, I know cost of living is high. But you took on the responsibility of paying off these loans when you signed on the dotted line, so you can take on the responsibility to move in with a roommate to save on rent, buy your grocies at Aldi and Walmart, and work to maximize your earning potential. Call it "bootstrap" philosphy if you want, but thinking others should pay for your bad decisions as a young person via taxes is ridiculous.
ОтветитьEvery time I watch a documentary of one of america’s systems. It feels like america looks like a flawed machine that malfunctions almost every time.
ОтветитьLet people file bankruptcy like any other debt.
ОтветитьThis is a scam made buy banks and institutions "eron2"
ОтветитьGo with the 10-year standard repayment plan. All these other government programs/solutions that they keep recreating are made to keep you in their pocket for longer.
ОтветитьSo claiming bankruptcy ain't an option ?
ОтветитьThis video is misleading. Former President Obama or Bush pilot the program to veterans/military (I believe other professions as well). My father took advantage of that program.
If I'm not mistaken, President Biden has created an interest-free loan. Be more up front.