How to write your ANSWER for a debt collection lawsuit like a PRO

Thank you for ur advice

can a debt collector still report after receiving a debt validation letter ?
in Massachusetts

Ohio how can I stop and answer the summon/judgment when the party address is different ? How to write a written answer? 28 July 2024

I got a small claims lawsuit served to me yesterday from LVNV Funding and it was for 1441. About double what it should be. All they have me was a page where I appear at a court hearing, three months from now. So I called my court clerk and they said you can send them an answer for a complaint, but there really is no need. She said you just need to show up on that day. So if this is true, do I still need to write out an answer for the courtdate and to mail them? Or is it something I just show up on that day? I'm almost certain that statue of limitations have ended. They sent me some insane generic statement with someone who represents them that the Account was opened in February of 2016.

I got a letter from Midland not telling me what it is about demanding a video with someone,I have no idea what it is about in 2015 I paid them them when I sold my house so I don't know what it is about

Im in ohio, we need help with dedt collection and a law suite we didn't do right.

This may be a stupid question. In one of the complaints on what was given to me, it just says "defendant eventually stopped paying the minimum payment." Would it hurt me to admit that statement, but deny the paragraph where they say I owe a specific amount (I am unsure of that amount)?

Can an attorney be recommended in the Opelika Alabama?

Can an attorney be recommended in the Opelika Alabama?

I've been issued a letter from my brokerage requesting an advance I received as a commission its not a summons

what if if the lawsuit is for 2k in a civil court? Can you reach out to them directly to avoing going to court?

What about rhodeisland

Will this apply to a lawsuit in Michigan when a university is sueing you?

I thought I heard a knock at my door, peaked and didn't recognize the car and thought nothing of it. A few hours later I left my house and found an envelope laying on my front porch . I'm no lawyer but I don't think that is proper service. Do I have to answer? What if it blew off of my porch? It's from LVNV

Ok, do I still need to write a proper answer if I intend to ask for private arbitration?

Do you support clients all over the state

Hi Mike,
I have questions and want to talk to you, what’s the way to connect you ? Please let me know

Hi, How do I file a Motion for Arbitration?

What if the summons complaint says I agreed to monthly payment but the contract they attached says biweekly payments. Is that grounds to dismiss the case?

I turned in my answer. One of my affirmative defenses was statute of limitations. I called the creditor and ask about this account and my last payment would show that it exceeds the statute of limitations. I asked the court to dismiss too. What’s gonna happen?

do you know response answers for CO.?.i received a summons from Midland just a few days ago and looking to file an Answer.

I live in putnam and need help with a court summons to appear At a video hearing my husband and I have one each I need help will be contacting your law firm Monday

how do i answer the summon , if the debt is true but i dont use the credit card. my ex used most of the CC, and he didnt pay it.

I live in Florida in manatee county and being sued by portfolio they want to go to trial. I talked to my step father he is an attorney in Texas. And I am very nervous about the trial he set me up with an answer sheet for them to provide strict proof There of as required by Florida rules of civil procedure.

I have a couple of questions. I was just served at a wrong address and there is no paperwork filled out from the person that served me. They just simply left the summons in the mailbox. My other question is the original contract with the credit card company was signed by me in another state and they are suing me in my current state would this be a affirmative defense? Thank you for your videos :)

What if the DC left a voicemail on two third parties voicemails about the debit and acting as though they were part of the local sheriff department to serve the individual as a threat, thus breaking the FDCPA regulations since they blindly left the voicemail on someone else's phone, however the voicemails are now deleted. TY.

I live in florida and i got summoned by debt creditor. All it tells me is to show up but at the same time i need to respond 7 days prior to court date. Does that mean i need to turn in an answer? Debt is under $4,000

If the case was identity theft, you must follow procedure according to law, IRS, SS and so on.

Unfortunately in Oregon I can’t just find the answer forms and my case is not just a small claim. Oh well. ☹️

So with the statute of limitations is it based on the venue of where the original contract was opened or where the person lives if the person moved to a different state? This confuses me in case it is a statute of limitations cause like the first where it was opened could be 3 years and the new place of residence could be 4 years. So this part confuses me.

Do you have an referrals in Kentucky? I'm having a hard time finding an attorney to hire for two debt collector cases.

"The Defendant(s) subsequently defaulted on the terms and conditions of
the Account and the Plaintiff accelerated the full due and owing on
the Account." Would this language fall on the grounds of "Calling for a legal conclusion" due to their use of the following terms: "defaulted" and "owing" in Florida law? Thank you in advance!

midland filed paperwork on 1/31 but I haven't been served. do i answer within 20, or take the chance they will be held to the 120 statute?

Is it a violation if they have failed to validate the debt

Do you have a good contact in Ohio? I live in a suburb of Cleveland. Thanks!

They are not debt collectors... they are debt buyers attempting to collect on debts , 90% of their collections come from folks not showing up or they do shady stuff like send summons to wrong address

I sent a debit validation letter to Midland Credit. I received back a letter with the original creditor ( citibank )
Date account opened 11/06/2001
Date account charged off 06/19/2002
Last payment date 11/19/2019
Current principal $7,423.78
Current balance $21,468.43
And I received a copy of a default judgment from 2007 from ( Asset Acceptance LLC )
What would be my next steps?
Ps. I live in Florida

I need your help

I was served a summons yesterday from LVNV for a debt from Credit One. I dont know if they can prove they own MY debt based on the paperwork I actually recieved. I do know that I had at one time asked for all information pertaining to the debt amount showing from the original creditor before the debt was sold but never recieved anything. I have never spoke to LVNV regarding this debt and have no money to pay the debt. The account spiraled out of control when i missed a payment during the aftermath of Hurricane Ian and couldnt make the crazy minimum payment, and the balance was wrong. They were requiring a double pymt plus fees. Then when they wrote off the debt the amount was not valid for the amount of credit I actually used. Do I have a possible defense here that could get me dismissed? I was able to get another dismissed based on deceptive practices a few months ago, but between the two of them, they added 62 late payments to my report in the same month 😫. Lost my SBA loan and since then I've noticed that accounts that were included in bankruptcy have reported as well. Ive lost all ability to use credit to get out of this mess and feel that these injustices Ive endured should be compensated, only then i could get my life i once had before the recent hurricanes took everything.

In Florida. What if youbare in the process of filing for bankruptcy?

What if the credit card debt and default happened while you lived in one state, and now a few years later you live in another state. Would the Statute Of Limitations apply for the state it was defaulted in, or the state you now reside in? The states in question are California (debt default) and Indiana (residing now). Thanks!

This is a huge help to everyone.

Can a collection account be repeatedly sold to different collection agencies?

Im already being garnished and never received anything about the case and now they're trying again and i got this notification. Gotta write and file an answer

Hello I’m in Florida and need help responding to a small claims lawsuit. I have a virtual appearance in 3 weeks. Thanks

So I just found out I got/getting sued this past Thursday, and without any heads up to appear in court, they have been going on since January.
On the copies I received their last court appearance was in April and they’re giving me 90 days to respond.
If they would have told me the day I was suppose to appear I would’ve complied with no issue, I find it dirty the way they did things.
Location is Arizona.

How do I file a motion of demurrer on the grounds that I am a victim of identity theft? California

live in texas my response to lvnv was on ss and ssi no job due to cancer related problems and the surgery they still wanted court. Go on the 10th of jun.

I received a default letter who do I contact in Michigan? I have until July 7th to respond