How to Claim Money in Unclaimed Bank Deposits

How to Claim Money in Unclaimed Bank Deposits

PersonalFN

54 года назад

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All of us keep money in our bank accounts – in the savings account and term deposits (also known as fixed deposits). We consciously try to save and invest our hard-earned money. And bank deposits are a popular choice.

Term Deposits comprise 58.5% of total deposits in India, according to data from the Reserve Bank of India (RBI) as of March 31, 2023.

But are you also aware that Rs 32,125 crore worth of Unclaimed Deposits are lying with Scheduled Commercial Banks (SCBs) according to the RBI data as of March 31, 2023?

Yes, you read that right.

Over time, it is possible that we may have lost track of some of the deposits made or misplaced the deposit receipt. Here’s a table showing Unclaimed Deposits with SCBs.

To know what happens to your unclaimed deposits and the process to follow to claim them, watch this video.

▶UDGAM Website- https://udgam.rbi.org.in/unclaimed-deposits/#/login
▶RBI circular on interest payable on unclaimed deposits - https://www.rbi.org.in/Scripts/BS_CircularIndexDisplay.aspx?Id=12091
▶Fixed Deposits vs Recurring Deposits: Which Is Better for You? -https://bit.ly/44Echyn
▶Should You Open a Zero Balance Savings Account? -https://bit.ly/3F9g1O3
▶5 Steps To Lead A Healthy Financial Life - https://bit.ly/40M24jk

#bankdeposit #unclaimedbankdeposit #termdeposits

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Тэги:

#Unclaimed_Deposits #Bank_Deposits #Unclaimed_Deposits_With_Schedule_Commercial_Banks #Unclaimed_Deposits_as_RBI #Term_Deposits #Savings_Account #Unclaimed_Investments #How_much_Are_Unclaimed_Deposits_With_RBI #What_Happens_to_Unclaimed_Deposits #Interest_on_Unclaimed_Deposits #How_to_Check_Unclaimed_Deposits_with_Banks #UDGAM_Website #How_to_Recover_Money_in_Unclaimed_Deposits #How_to_Claim_Money_in_Unclaimed_Deposits #How_to_Avoid_Unclaimed_Deposits #Financial_Well-being.
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